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North Carolina
1 review
2 helpful votes
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They advertise "FREE" credit score, but, after you have put in all of your personal information, they want a credit card before you get to see your score. That's not really free. Then the only way to wipe out the personal information is to call them and go through a five minutes sales pitch. They need to disclose that you need a credit card before taking the personal information.

Date of experience: August 9, 2013
New York
42 reviews
196 helpful votes
Follow S B.
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A very expensive way to get your FICO scores and very misleading product description. However it is the source for FICO scores so the score is the mosy accurate you can find.

For the 3 Bureau monitoring for $25 per month, you have to subscribe for 3 months minimum! For that you receive alerts when items in your credit report change or when your score(s) change, and see your updated scores.

YOU DO NOT SEE ANY UPDATED REPORT DATA, EVER!

The product description implies that you can see your updated reports continuously but that is not what you receive.

For a much better picture of your credit profile there are numerous free sites available with creditkarma being the best in my opinion. But you will not get the true FICO score from those sites.

Date of experience: February 8, 2015