I used to be a terrible spender till I stumbled on Learnvest.com. It was from here I learned how to manage my finances. Not bad at all. Keep it up!
Answer: The $19 a month is for access to a financial planner. You can cancel that fee anytime you would like. The data you set up in the system (i. E. bank accounts, budget, goals) remain for your use. They are not deleted because you cancel the access to a financial planner.